Dave Ramsey

How Can I Get Ahead With My Money?

Ken Coleman & Rachel Cruze answer your questions and discuss: Why combining money before you get married is a bad idea "Is my wife a princess for not wanting to work?" "Preparing to take on my girlfriend's debt?" "Am I being too stingy with vacations?" (Yes) "My lifestyle is completely unsustainable..." "Am I being irresponsible?"… ... Continue Reading

Breaking the Paycheck-to-Paycheck Cycle

Jade Warshaw & Rachel Cruze answer your questions and discuss: "Should I pull from my 401(k) to pay off debt?" "What's the best way to pay off my truck?" "How should I save money for the future?" "Can we afford to stay in our current apartment?" Living paycheck-to-paycheck, "How can we fix our finances?" "Scammers… ... Continue Reading

Making Good Financial Decisions Is Hard (but Worth It)

Rachel Cruze & Jade Warshaw answer your questions and discuss: "Should I take out a loan from a family member?" "Should I have more than $1000 in Baby Step 1," "My parents lost their business, how can I help?" "The real truth about Christmas gifts," "How should I save for a house?" Why it's sometimes… ... Continue Reading

Patience Always Pays Off in the Long Run

George Kamel & Ken Coleman answer your questions and discuss: "I don't know what I want to do while grieving," "Pay minimum payments while saving for a house?" "Should I take a commission only job?" "How do I balance my faith with pursuing wealth?" "Pay off our house before starting to invest?" "Change our budget… ... Continue Reading

Personal Finance Is 20% Knowledge, 80% Behavior

Dr. John Delony & George Kamel answer your questions and discuss: "Our 23-year-old stepson doesn't want to be an adult," "I'm afraid to use life insurance to pay off debt," "How do I pay off my debt faster?" "Rebuilding my life after divorce," "Can we afford to be generous?" "I don't trust myself with money,"… ... Continue Reading

The Best Calls of the Year So Far (Part 5)

While the team is off for Thanksgiving break, we've curated this special episode with some of our favorite calls of the year. We hope you enjoy and we'll be back on Monday! Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: BetterHelp USCCA NetSuite Zander Insurance Neighborly The Black… ... Continue Reading

The Best Calls of the Year So Far (Part 4)

While the team is off for Thanksgiving break, we've curated this special episode with some of our favorite calls of the year. We hope you enjoy and we'll be back on Monday! Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Churchill Mortgage Zander Insurance Balance of Nature BetterHelp… ... Continue Reading

Quit Making Yourself a Victim!

Jade Warshaw & Dr. John Delony answer your questions and discuss: "My husband's drinking is affecting our money," "I can't afford the minimum payments on my debt," "How an I help my wife understand we can't afford to travel to visit family?" "Is the 15% investing rule based on gross or net?" "My house payment… ... Continue Reading

What To Do When You Feel Overwhelmed About Money

Rachel Cruze & Jade Warshaw answer your questions and discuss: "We have $200k in student loan debt," "Should I move back in with my parents?" "Should I get life insurance for my baby?" "Navigating social obligatons on a budget," "How can I save to pay cash for a house?" "How do I invest to create… ... Continue Reading

Intensity and Intentionality Are the Keys to Building Wealth

Ken Coleman & Dr. John Delony answer your questions and discuss: "How can I help my parents without committing financial infidelity?" "Should we cash out our investments to pay off debt?" "My husband charges me rent and utilities," "How can I help my son pay for college?" "We got divorced to protect my wife from… ... Continue Reading

Don’t Rob From Your Future Self!

Jade Warshaw & George Kamel answer your questions and discuss: "How do I manage my inventory?" "I'm struggling to pay off debt even though I have the money in savings," "We disagree on what to do with extra money," "Should we live in my mother-in-law's house?" "I was in a horrible hotel and can't get… ... Continue Reading

More Payments = More Problems

Rachel Cruze & Dr. John Delony answer your questions and discuss: "My marriage doesn't look like I thought it would..." "Should I cash off my bitcoin to pay off my car?" "I'm tired of arguing with my husband," 15-year vs. 30-year mortgage, Paying for youth sports on a tight budget, "Should I pay off my… ... Continue Reading

Getting Out of the Paycheck-to-Paycheck Cycle

Jade Warshaw & Ken Coleman answer your questions and discuss: "I'm feeling financially stuck," "How can I get rid of my car loans?" Report back from our Washington DC trip, "How can I turn $20K into passive income?" "Should I sign a six-year business lease?" "Our HOA is making changes we don't like" "Setting myself… ... Continue Reading

You’re Doing Better Than You Think!

Ken Coleman & Jade Warshaw answer your questions and discuss: "Should I move closer to my job?" "I'm in the military, should I buy or rent?" "How do I position myself to take my boss's role?" "Should I be on my parents' bank account?" "How do I make traction with my finances?" "Am I asking… ... Continue Reading

Financial Freedom Helps You Solve for Peace

George Kamel & Dr. John Delony answer your questions and discuss: "We make $300k and live paycheck-to-paycheck,"  "Will the US dollar become obsolete?" "How can I stay consistent with my budget?" "Our home is a money pit, what can I do?" "Pull from retirement to pay off our cars?" "My mother is running out of… ... Continue Reading

Today Is the Day to Chose What Your Future Looks Like

Ken Coleman & George Kamel answer your questions and discuss: "I won $1m in the lottery and then lost it all," "I'm about to lose my job, what should I do?" "How do I deal with house fever?" "Should I sell my sports car?" "My grandfather is leaving me his business instead of my father,"… ... Continue Reading

Overcoming Your Bad Financial Decisions

Jade Warshaw & Rachel Cruze answer your questions and discuss:  "My mom doesn't want us to pay off our house" "Should I get a HELOC to pay off legal bills" "Do I keeping paying down debt while preparing to move" How long should I pause investing "Should I use my stocks to pay off debt"… ... Continue Reading

Does Your Life Need a Radical Shake-Up?

George Kamel & Rachel Cruze answer your questions and discuss: "Should we put our mortgage in the debt snowball?" "How do we stop living paycheck to paycheck?" "Should I take on more debt to go to school?" "How do I make better money decisions?" Leaving the family business, "Should we buy a new car in… ... Continue Reading

Choose the Hard Sacrifice That Leads to Freedom

Rachel Cruze & Dr. John Delony answer your questions and discuss: "My wife is reluctant to attack her student loans," Debt is hurting my marriage, what should I do? Handling awkward money moments, "What should we do while in Baby Step 3b?" "My husband committed financial infidelity," "I'm $1.35M in debt..." "How do I get… ... Continue Reading

Focused Intensity Over Time Will Move the Needle

George Kamel & Jade Warshaw answer your questions and discuss: "How can we pay off our debt quickly?" "Do I need long-term care insurance?" "How should I be investing?" "What should I do after getting an inheritance?" "Can I afford to remodel my kitchen?" Is debt consolidation a good idea? "Should I pull from retirement… ... Continue Reading